Health Maintenance Organization
Prepaid health plans which cover doctors visits, hospital stays, emergency care, surgery, preventive care, check ups, lab tests, X-rays and therapy. In a HMO, one must choose a primary care physician who coordinates all care and makes referrals to any specialists that may be required. In a HMO, one must use the doctors, hospitals and clinics that participate in one's plans network. No benefits are paid for non-emergency benefits provided outside the HMO network.
Variants
- HMO
